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Are you protecting what matters most?

Risk management and personal insurance must be considered as an integral part of the financial planning process. Just as you insure your house, car and other property against loss, you should also ensure that you hold suitable personal life insurance against illness or death.

Have you thought about how your family or your partner would cope financially if you died or were not able to work? Personal insurance can help to prevent your dependents from being financially disadvantaged if you die, suffer a medical crisis or are disabled.

Most people purchase house, car, and health insurance without much thought, but are either underinsured or uninsured for events such as death, trauma or disablement. You and your ability to earn income is probably your most valuable asset.

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